Finance

Before you send or receive payments on behalf of your business, you’ll need a dedicated business account to allow you to manage your finances most efficiently. However, if you’re new to doing business in the US, or if you’re a non-resident or expat there, you might find it challenging to select the right account to […]

Living abroad often means your income or support comes from more than one country. For expats in the US, finding a straightforward, safe, and affordable way to receive money can make everyday life much easier. For many expats and internationals living in the US, receiving money from abroad is part of everyday life. Salary payments, […]

Banking in the US may be unfamiliar if you’re moving there from overseas to live, work or study. This guide covers all you need to know about US currency, banking and costs. The US has a very well developed banking system with many different banks to choose from, and an excellent range of products and […]

Expat, international student, digital nomad or long term traveler in the US?  For day-to-day money management, you may want to choose between opening an account with a US bank, one of the big international providers, or a digital-only service such as Wise. This guide explores your options to manage USD alongside other currencies, spending conveniently […]

Like many countries around the world, the US operates a credit scoring system to help lenders decide who qualifies for financial products. If you have a strong credit score, you’re more likely to be approved for a loan, credit card, or mortgage, and you may qualify for better interest rates. Building credit can be especially […]

If you’re a new arrival in the US, or if you’re planning to move there soon, you’ll want an account which can help you manage your money and transactions in USD. A dollar account can also be a helpful addition if you’re a non-resident who travels to the US, or does business there. Join us […]

A multi-currency account allows you to hold, receive, send, spend and exchange different currencies all in one place. This can make cross border transactions easier and cheaper for both individual and business customers in the US. If you travel often, get paid from abroad, manage overseas bills or invest in foreign currencies it can be […]

Moving to the US? A strong credit score can help you qualify for loans, credit cards, and other financial products, and it’s often required when renting an apartment. The tricky part is that even excellent credit history from your home country typically doesn’t transfer to the US, so you’ll need to start building US credit […]

Compare student-friendly US bank accounts with no monthly fees or student fee waivers, plus the real-life details that matter if you are studying far from home. If you are trying to find the best checking account as a college student, the hard part is rarely the headline fee. It is figuring out which accounts stay […]

Looking for home insurance in the US? This guide explains what you need to know about the policies available and how to get cover. Home insurance in the US can help protect your home and belongings from risks such as damage and theft. Homeowners insurance is available for property owners, while renters insurance can cover […]

If you’re thinking of buying life insurance in the US as an expat, you’ll need to get familiar with the policy options commonly used. This guide walks through options for life insurance to help you decide what’s right for you and your family. As an expat your life insurance needs may look a little different […]

Learn everything you need to know about health insurance in the US – what’s available, how it works, and how to choose the right provider. The US has one of the most advanced healthcare systems in the world, but its insurance-based model operates differently from those in many other countries. Whether you already live in […]

Find out all about mandatory and optional forms of insurance in the US, how to make an insurance claim, and more. Insurance is a major industry in the US, with many companies offering a wide range of products. However, only a few types of insurance are legally required. Understanding how the insurance market works is […]

If you’re an expat, overseas retiree, international student or digital nomad you may be looking for investment inspiration and guidance when moving to, or living in, the US. Because the options available to you in the US – and the costs, outlook and tax rules – might vary a lot from your home country, it’s […]

If you’re an expat, frequent traveller, international student or digital nomad in the US, the chances are that you need to make frequent international wire transfers to pay bills, send funds home and keep up with your day to day finances. Transferring money internationally while living in a new country can be a challenge. This […]

Wise provides powerful digital account and payment services which can help expats in the US manage their money across currencies conveniently and with low costs. Use Wise to hold 40+ currencies including USD, and receive international payments in 20+ currencies. You can also order a card for spending and withdrawals, and sending international wires to […]

Starting your own business can be rewarding personally and financially. If you’re an expat you may be navigating how to start a business in the US – from choosing an entity type to getting ready to trade. This guide covers all you need to know. The process of starting a business in the US isn’t […]

Start building US credit with a few safe, practical steps. Arriving without a US credit history is common, and your credit record from another country usually does not transfer automatically. That can make it harder to rent an apartment, get a phone plan, or qualify for a loan, but having no US credit history is […]

GBP accounts in the US can help individuals and business owners who send, spend or receive British pounds frequently. Get a great exchange rate, spend less on fees, and transact conveniently across currencies. If you travel to the UK frequently, send payments abroad, receive a salary in British pounds, or want to diversify your savings […]

Top intro (before hero image): If you need to transact between the US and one of the 20 Eurozone countries, a EUR account in the US can be a good way to access low fees and preferential exchange rates, to cut the overall costs of transacting across currencies. 20 countries in Europe use euros as […]

Open an AUD account in the US to transact between Australian and US dollars more easily – and often with lower fees compared to sticking with your USD checking account.  Opening an AUD account in the US can be a smart plan for Australians living in the US, international students, business owners and frequent travelers. […]

As one of our closest neighbours, there are plenty of reasons you may want to open a CAD account in the US. Having a CAD account for spending north of the border can help lower your costs, as well as offering ways to pay and get paid in CAD. Whether you’re a Canadian living in […]

Managing money between currencies can feel complicated when you live or travel abroad, but the Wise Multi-Currency Card helps make it simpler. The Wise Multi-Currency Card connects to your Wise account so you can spend, withdraw, and convert money at the mid-market exchange rate with clear, low fees. For expats and frequent travelers in the […]

Opening a USD account in the US is a must-have for anyone living in or moving to the US, including expats and international students. A dedicated account makes it easier to get paid, cover local expenses, and manage your money without unnecessary conversion costs. For many foreigners living in the US, having a USD account […]

If you plan to travel between the US and New Zealand, or need to exchange to and from NZD and USD, having a dedicated New Zealand dollar account for yourself or your company could help you save money on currency conversion fees. There are a few different options for a NZD account in the US, […]

Whether it’s for business or personal use, having an account to manage Singapore dollars in the US can help minimize currency conversion costs if you use both USD and SGD (Singapore dollar) regularly. Singapore is a hub for international business, and also a popular travel destination in its own right, or en route to other […]

There are plenty of ways to save money in the US as an expat – but they’re not all obvious if you’re a new arrival in the country. This guide gives money saving tips, tricks and inspiration. The costs of living globally have been rising in the past few years. US government statistics show that the US […]

US credit card options can be overwhelming for expats and new arrivals, so this guide will breakdown the key features to consider, how to choose the right card and 5 top providers to check out. According to data from The Federal Reserve, credit cards accounted for around 31%-35% of all transactions in the last few […]

More and more of us are managing our money digitally now, with apps to view, check and arrange transactions on the move. From using a mobile wallet to tap and pay in a store, to reviewing your account balance at a glance, mobile banking solutions make life easier and more convenient. This means that new […]

Looking to save some money to spend in your retirement? Here’s all you need to know about pensions in the US, including how to enrol and what you’ll get. The US offers a high standard of living, a diverse culture, and many beautiful natural landscapes, making it an attractive place to retire. It also has […]

Tax filing processes can vary between countries and may become even more complicated as an expat relocating mid year, earning overseas income, or impacted by double taxation treaties. File your first tax return with confidence, even if part of your income or savings sits outside the United States. This guide explains worldwide income reporting, the […]

Taxes can be daunting, and never more so than if you’re an expat living and working in a foreign country, or if you earn income from different countries. Untangle filing taxes as a resident alien vs. non-resident alien in the US, with a practical guide to the federal rules that decide your status. If you […]

The amount of tax you pay overall as a resident of the US depends on both Federal tax and the specific taxes applied by the state you live in. Some US states have no state-specific income taxes, making them popular spots for some expat arrivals, or for location independent individuals who can move freely within […]

Tax can be complex, and even more so when you’re living overseas. Nobody wants to pay more than they have to – but getting the calculations correct is essential to stay compliant. Understand how expats in the US can reduce taxes by understanding their tax status, income type, and state rules. Read on to learn […]

Inheritance tax in the US applies in several states, and there are also federal estate taxes on high value estates across the country. Read this guide on US inheritance taxes for expats, to learn more. Inheritance tax applies in 5 states in the US, and is paid by the beneficiaries of deceased individuals who lived […]

Here’s an overview of taxes in the US, so expats can learn how they work, which types there are, how to pay, and where to get advice. Taxes are one of the most important things to understand when moving to a new country. If you relocate and earn income abroad, you’ll likely have tax obligations […]

If you’ve started your own business or work as a freelancer in the United States, it’s important to register for taxes and make the required payments. The US tax system can be complex, especially for self-employed expats who may also have to file taxes in another country. This guide explains what you need to know […]

If you live or work in the US, you will usually need to file a tax return each year. While the US tax system can seem complicated – especially with both federal and local tax requirements – this guide explains what you need to know and how to file your return. Here are the topics […]

If you run a US business you’ll need to comply with IRS and state rules on tax filing and payment. Read on to learn about the US corporate tax rate, corporate tax filing process and deadlines US businesses owners running a C Corp – and some LLCs – need to understand the Federal corporate tax […]

Property taxes are one of the most significant ongoing costs of owning a home in the US. The charges are based on a property’s assessed value each year, but where you live can change what you need to pay dramatically. Beyond annual property taxes, buyers face one-off costs at purchase, and sellers may owe capital […]

Are you planning a more permanent move to the US from your home in Canada? You’ll likely find you have tax obligations on both the US and Canadian side during our transition. That makes it crucial to understand the tax implications of moving to the US from Canada before you change homes, accounts, and filing […]