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United Kingdom Income Tax Calculator
Enter a yearly, monthly or weekly salary to see the full breakdown on take-home pay in United Kingdom — calculated from official 2026/2027 government data.
Configure Your Scenario
Enter your gross salary in United Kingdom to see the full breakdown.
Key Metrics
The four numbers that define your tax situation in United Kingdom.
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United Kingdom Income Tax Overview
The UK uses a simple progressive system with three main bands (20%, 40%, 45%). Residents get a personal allowance of £12,570, though this is tapered for those earning over £100,000. National Insurance is a separate mandatory payroll tax.
Tax rules for expats in United Kingdom
FIG Regime: Starting April 2025, a 4-year exemption for all foreign income and gains (FIG) replaces the "Non-Dom" system. You must have been a non-resident in the UK for the previous 10 years to be eligible. You have to claim the status yourself when you file your taxes and you'll lose your personal allowance when you do. (Deloitte)
Where Your Money Goes
Visual decomposition of your gross salary into net pay and deductions.
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Learn more about WiseComplete Tax Breakdown
Every bracket, every contribution, every calculation step.
| Component | Rate | Amount |
|---|---|---|
| Income Tax ? Tax on your earnings, calculated progressively — each portion of income is taxed at its own bracket rate. | ||
| £0 – £12,570 @ 0.0%0.0% | 0.0% | £0 |
| £12,571 – £50,270 @ 20.0%20.0% | 20.0% | £4,486 |
| Income Tax Subtotal | £4,486 | |
| Social Contributions ? Mandatory contributions for social programs like healthcare, pension, and unemployment insurance. | ||
| National Insurance (Class 1)5.13% | 5.13% | £1,794 |
| Social Contributions Subtotal | £1,794 | |
| Total Deductions | £6,280 | |
| Net Annual Pay ? Your gross salary minus all taxes and social contributions — what you actually receive. | £28,720 | |
Get notified when tax rules change in United Kingdom
Our dedicated team constantly monitors tax changes in United Kingdom even during the fiscal year. Sign up below to get a notification when something changes related to income taxes in United Kingdom.
Estimate for relocation planning
This calculator provides a simplified estimate of income tax and mandatory social contributions. It is designed to help expats and relocating professionals compare take-home pay across countries, not to replace professional tax advice.
Assumes you are a full-year resident employee with a single gross salary.
Does not include deductions/credits, dependents, or special tax regimes.
What this calculator does
This tool provides an estimation of your take-home pay based on current United Kingdom tax laws. It factors in national income tax brackets and, where applicable, local or social security contributions to help you understand your net earnings.
How to use the calculator
- Enter your gross salary: Input your total annual or monthly income before any deductions.
- Select your frequency: Choose whether you are entering a yearly, monthly, or weekly sum.
- Review the breakdown: The tool will display your total tax liability, social contributions, and your final take-home pay.
Understanding your tax rates
When you see your results, you will notice two different rates:
- Marginal Tax Rate: This is the tax applied only to the next pound you earn. In a progressive system, this rate increases as your income moves into higher brackets.
- Average Tax Rate: This is your overall tax burden. It is calculated by dividing your total tax paid by your total gross income. It is almost always lower than your marginal rate because it accounts for tax-free allowances and lower-taxed lower brackets.