Insurance

Protect yourself, your family, and your belongings thanks to our essential information about mandatory and optional insurance coverage in Spain.

Non-lucrative visa Spain health insurance rules

Understand health insurance rules for the non lucrative visa in Spain before you pay for a policy. This guide is for non EU movers applying for Spain’s visado de residencia no lucrativa, or non lucrative residence visa, who need to confirm what kind of private health cover usually works. We’ll look at what a certificado de seguro, […]

Does Spain require health insurance? Visa rules explained

Sorting out Spanish health insurance can feel like a moving target. Spain does require cover for most visas and residency applications, but what you actually need depends on your situation, whether you are moving long term, working locally, or already eligible for public healthcare. If you are comparing international policies, you will almost certainly come […]

Health insurance for students in Spain

Navigate health insurance for students in Spain before your course starts and the visa clock gets tight. If you already expect to need private cover, some students compare international options such as Cigna healthcare or Allianz healthcare for Spain, but it’s crucial to check that any plan matches your student route, certificate wording, and consulate […]

Older woman meeting with a doctor. He's smiling while she talks.

Spain digital nomad visa health insurance guide

It’s important to understand digital nomad visa health insurance rules for Spain before you buy a policy. Spain’s telework (digital nomad) visa requires more than ordinary travel cover, and that is where many applications go wrong. If you’re still comparing options, start with the official requirements first, then compare expat-facing providers such as Cigna Healthcare […]

Health insurance for Spanish residency in 2026

Understand health insurance for Spanish residency before you buy the wrong plan. This guide is for expats, retirees, remote workers, students, and families moving to Spain. It explains when private cover is commonly expected, when public options such as the Sistema Nacional de Salud (SNS), an S1 form, or Convenio Especial may change the answer, and what to […]

Private health insurance in Spain with pre-existing conditions

A pre-existing medical condition can make securing Spanish private health insurance feel surprisingly complicated. Visa applications generally require full coverage with no medical exclusions or co-payments, placing your health questionnaire right at the center of the approval process. If you are looking at major providers like Cigna Healthcare or Allianz Healthcare, acceptance ultimately comes down to individual policy […]

Doctor and patient in a consultation, the doctor is showing something on a tablet.

Health insurance in Spain for over-75s

Age limits and high premiums make finding health insurance in Spain over 75 tricky, but getting proper cover can still be achievable. Spanish residency rules demand proof of medical protection, leaving many senior expats unsure where to look for realistic options. Read on for clear breakdowns of private plans, public state schemes, and residency requirements, […]

Healthcare and health insurance for seniors in Spain

Discover everything about health insurance for seniors in Spain, including finding specialists, assisted living, and complementary care.

Guide to getting health insurance in Spain in 2026

Find out whether you need private health insurance in Spain in 2026, with insider info on costs, coverage, and medical professionals.

Getting insurance in Spain

Find out which types of insurance are mandatory in Spain, and what extra coverage you need to protect your lifestyle and family while living in Spain.

Car insurance in Spain

Planning to get behind the wheel in Spain? Make sure you’re covered with our complete guide to car insurance in Spain.

Home insurance in Spain: property, contents, and liability

Want to protect your Spanish home against risks such as damage and burglary? We explain home insurance in Spain and how you can get cover.